*{box-sizing:border-box}
body{margin:0;background:#ffffff;color:#16202b;font:16px/1.65 Verdana, Geneva, sans-serif}
h1,h2,h3{font-family:'Book Antiqua', Georgia, serif;line-height:1.25;margin:0 0 .5em}
h1{font-size:30px}
h2{font-size:23px}
h3{font-size:18px}
p{margin:0 0 1em}
a{color:#1f6feb}
.hrz-wrap{max-width:1240px;margin:0 auto;padding:0 20px}
.hrz-top{border-bottom:1px solid #e2e6eb;background:#ffffff;padding:14px 0}
.hrz-top-in{max-width:1240px;margin:0 auto;padding:0 20px;display:flex;
 align-items:center;justify-content:space-between}
.hrz-logo{font-family:'Book Antiqua', Georgia, serif;font-weight:700;font-size:19px;color:#16202b;text-decoration:none}
.hrz-nav{display:flex;gap:18px;flex-wrap:wrap}
.hrz-nav a{color:#5b6b7c;text-decoration:none;font-size:14px}
.hrz-nav a:hover{color:#1f6feb}
section{padding:42px 0}
.hrz-hero,.hrz-masthead,.hrz-banner{background:#f6f7f9;border-bottom:1px solid #e2e6eb}
.hrz-lead{color:#5b6b7c;font-size:18px;max-width:60ch}
.hrz-eyebrow,.hrz-tag{display:inline-block;font-size:12px;letter-spacing:.09em;
 text-transform:uppercase;color:#5b6b7c;margin-bottom:10px}
.hrz-btn{display:inline-block;background:#1f6feb;color:#fff;text-decoration:none;
 padding:12px 22px;border-radius:0px;font-weight:600}
.hrz-btn:hover{background:#1750b5}
.hrz-link{margin-left:16px;color:#5b6b7c;text-decoration:underline}
.hrz-actions{margin-top:18px}
.hrz-split,.hrz-two,.hrz-contact-grid{display:grid;
 grid-template-columns:1.3fr .9fr;gap:26px}
.hrz-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.hrz-card,.hrz-tile{background:#f6f7f9;border:1px solid #e2e6eb;
 border-radius:0px;padding:18px}
.hrz-tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.hrz-list{list-style:none;margin:0;padding:0}
.hrz-row{display:grid;grid-template-columns:minmax(150px,.5fr) 1fr;gap:18px;
 padding:16px 0;border-bottom:1px solid #e2e6eb}
.hrz-steps-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));
 gap:20px;list-style:none;margin:0;padding:0}
.hrz-num{display:inline-flex;width:30px;height:30px;align-items:center;justify-content:center;
 border-radius:50%;background:#1f6feb;color:#fff;font-weight:700;margin-bottom:8px}
.hrz-stats{background:#f6f7f9;border-top:1px solid #e2e6eb;border-bottom:1px solid #e2e6eb}
.hrz-stats-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:18px;text-align:center}
.hrz-stat strong{display:block;font-size:26px;font-family:'Book Antiqua', Georgia, serif;color:#1f6feb}
.hrz-stat span{color:#5b6b7c;font-size:14px}
.hrz-qa,.hrz-qa-item{border-bottom:1px solid #e2e6eb;padding:14px 0}
.hrz-qa summary{cursor:pointer;font-weight:600}
.hrz-quotes{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.hrz-quote{margin:0;background:#f6f7f9;border-left:3px solid #1f6feb;
 border-radius:0px;padding:18px}
.hrz-quote blockquote{margin:0 0 10px;font-style:italic}
.hrz-quote figcaption{color:#5b6b7c;font-size:14px}
.hrz-addr{font-style:normal;background:#f6f7f9;border:1px solid #e2e6eb;
 border-radius:0px;padding:20px;line-height:1.9}
.hrz-rule{display:block;width:46px;height:3px;background:#1f6feb;margin-top:12px}
.hrz-sec-head{margin-bottom:22px}
.hrz-sec-sub{color:#5b6b7c}
.hrz-foot{border-top:1px solid #e2e6eb;padding:24px 0;color:#5b6b7c;font-size:14px}
.hrz-foot-in{max-width:1240px;margin:0 auto;padding:0 20px;display:flex;
 flex-wrap:wrap;gap:14px;justify-content:space-between}
.hrz-foot a{color:#5b6b7c;margin-right:14px}
.hrz-legal{max-width:800px}
@media(max-width:760px){.hrz-split,.hrz-two,.hrz-contact-grid,
 .hrz-grid,.hrz-row{grid-template-columns:1fr}}